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Psychological permanent impairment assessments in NSW
Quick answer: In some claims, a formal assessment is used to consider whether a psychological injury has resulted in permanent impairment, using recognised assessment criteria. This is a distinct process from ongoing treatment, and is usually carried out by an independent assessor at a defined point in the claim.
Permanent impairment assessment is a specific part of the claims process that some people encounter, generally once a psychological condition is considered to have stabilised. The points below give a general overview of what this involves.
What permanent impairment assessment involves
The assessment considers the impact of a psychological injury against recognised assessment criteria, generally looking across areas such as self-care, social functioning, concentration, and adaptation, among others.
When this type of assessment happens
Permanent impairment assessment is generally considered once a psychological condition is thought to have reached a relatively stable point, rather than early in a claim while treatment is still actively progressing.
How it differs from treatment
This kind of assessment is separate from your ongoing psychological treatment. It has a specific administrative purpose within the claims process, rather than a therapeutic one, and is a single assessment rather than an ongoing relationship.
The role of your treating team
Your treating psychologist may be asked to provide records or a summary of treatment to support the process, but the impairment assessment itself is usually conducted independently, to maintain the independence of the opinion.
Frequently asked questions
No, this depends on the individual claim and how it is progressing. Not every claim reaches this stage, and whether it applies to your situation is something to discuss with your insurer, solicitor, or treating team.
Generally, permanent impairment assessments are conducted by an independent assessor rather than your own treating psychologist, to maintain the independence of the opinion.
The outcome of the assessment is used within the claims process, and any questions about what it means for your specific claim are best directed to your insurer or solicitor.
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If you have general questions about how permanent impairment assessment relates to psychological treatment, please call or email directly.
This page is general information for people in NSW and is not personal or clinical advice. Eligibility and treatment depend on your individual claim and insurer approval. Please speak with your treating doctor about your situation.