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How many psychology sessions does WorkCover cover in NSW?

Quick answer: There is no single fixed number. Under Workers Compensation in NSW, psychological treatment is approved by the insurer based on clinical need rather than a set quota. Sessions are usually approved in blocks supported by a treatment plan, and further sessions can be requested and approved as your recovery continues.

This is one of the most common questions people ask when they start psychology under a claim, and it's a fair one. You want to know what you're entitled to. The honest answer is that the NSW scheme doesn't work on a fixed allowance the way some other systems do. The number depends on your recovery and what it needs, rather than a set rule.

There is no set quota

Workers Compensation psychology in NSW is not capped at a fixed number of sessions per year in the way a Medicare Mental Health Care Plan is. Instead, treatment is approved by the insurer on the basis of clinical need. The focus is on what your recovery actually requires, supported by a treatment plan from your psychologist, rather than counting down from a number set in advance.

How sessions are usually approved

In practice, treatment tends to be approved in blocks. After an initial assessment, your psychologist outlines a treatment plan, and the insurer approves a number of sessions to begin with. As you work through those, your psychologist reviews how things are going. If further treatment is clinically appropriate, they request more, usually with an updated plan or a short progress report.

What happens when an approved block runs out

Reaching the end of an approved block doesn't mean treatment simply stops. If you and your psychologist agree that more sessions would support your recovery, your psychologist requests further treatment from the insurer, describing how you've progressed and what's still needed. Because approval rests on clinical need, continuity follows your recovery rather than an arbitrary limit. Your psychologist manages this part of the process, so it isn't something you have to navigate on your own.

Costs

Where treatment has been approved by the insurer under Workers Compensation, sessions are generally funded through the scheme and there are typically no out-of-pocket costs, so you can focus on your recovery rather than the paperwork. If you're unsure whether your sessions are approved, or how many have been approved, your treating psychologist can talk this through with you.

Frequently asked questions

How many psychology sessions does WorkCover cover in NSW?

There is no single fixed number. Under Workers Compensation in NSW, psychological treatment is approved by the insurer based on clinical need. Treatment is usually approved in blocks of sessions supported by a treatment plan, and further sessions can be requested and approved as recovery continues.

What happens when my approved sessions run out?

When an approved block of sessions is coming to an end, your psychologist can request further treatment from the insurer, usually with an updated treatment plan or progress report describing how you are going and what is still needed. Approval of further sessions is based on clinical need and the goals of treatment.

Do I have to pay for WorkCover psychology sessions in NSW?

Where treatment has been approved by the insurer under Workers Compensation, sessions are generally funded through the scheme and there are typically no out-of-pocket costs. If you are unsure about your approval status, your treating psychologist can talk this through with you.

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This page is general information for people in NSW and is not personal or clinical advice. Eligibility and funding depend on your individual claim and insurer approval. Please speak with your treating doctor about your situation.